爱达荷州立大学中国学生学者联谊会

Chinese Association of Idaho State University (CAISU)

Why Would A Pain Clinic Need To Do Urine Testing

There is little evidence to support "double paying". Well before paying out of pocket, Arctic Blast Review it will be important and vital to make sure you know and fully grasp these pros and cons. This article explains some of the important plusses and minuses associated with using insurance benefits versus paying out of pocket. It will be important to you to fully understand these so that you can be able to make the most effective final choice in your case. The cost of billing can often double or triple the costs of a company supplying medical products. In the case of Medicare compliant billing, the company has several costs of producing paperwork with the physician office and the labor, submission costs can easily be over $70 per unit.

Another good reason for paying out of pocket is if a credit card is used and the product is defective then there is consumer protection offered by the credit card company in case a refund is due yet the company will or did not stand behind their product. Credit card companies usually offer refunds and the patient is protected by the use of the credit card to purchase the tens or interferential unit

This provides the added advantage of dealing directly as the payor with the company, rather than the payor being an insurance company, that can make it difficult to request a refund when the refund would be issued to the insurance company and not the patient..

And then there is the issue of how long has the company been around and will they still be there if a problem arrives or supplies are needed. That is critical as it may happen that the patient is in need of assistance yet the company has folded. The patient's insurance may now not cover a new unit since there was a provision within the contract permitting only 1 unit per year, or every 5 years, and even if a unit can be procured the process of getting approval can take forever, or it seems that way if the patient is in pain. Whenever you take that into mind, then it makes sense to use insurance benefits versus paying out of pocket. If the insurance company is not prompt then the option of out of pocket may make more sense.

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