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Do-it-yourself forms and instructions on LawHelp Interactive. Create the documents you need to respond properly and on time to a Washington State debt In a debt collection lawsuit, a defense is a reason why (1) the plaintiff failed to For example, a process server may falsely claim to have left the summons withUse this if you have been served with a lawsuit in a debt collection case and want to keep a court from I offered to make small payments on my bill OR told Plaintiff I would make full . (Example: You owe a specific amount of money to.